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Your Family Budget

Your Family Budget

I’m Lisa, an accountant and a mum to two energetic kids. When my son was born I remember staying up late trying to submit my application for Paid Parental Leave. I couldn’t understand why it was so difficult. Numbers are my thing – I should walk all over this! I just wanted to someone to tell me exactly what I needed to do and I would just do it.

Then after having this same conversation again and again with friends, I decided to do something about it. By this time I knew the system well, but I went a step further and read everything available for parents, including the legislation.

The result is my eBook Your Family Budget and its associated blog. I want parents, and parents to be, to know not just how much money they can receive but also what mistakes they could accidentally make and that they know about all the ‘fine print’ that no one ever tells you about.

This way you can tap into my experience and benefit from the hours of research and reading I have done.

It’s designed as an instruction manual that applies examples and calculations to your own situation for Parental Leave Pay, Dad & Partner Pay and the Childcare Payments. I hope no one has to queue up unnecessarily or be on hold for hours on the phone because I know I can help avoid this.



What to do when your child starts school

The new school year is already a few weeks old already so I thought it would be a good idea to go through some of the changes to your Child Care Subsidy that occur when transitioning from child care to… Continue Reading >

Changes to Paid Parental Leave Scheme announced 20 November 2018

The Minister for Women, Kelly O’Dwyer, has announced amendments to the Paid Parental Leave scheme that will apply from 1 July 2020. This is a part of the Women’s Economic Security Statement. While they are small changes, they have the… Continue Reading >

An explanation of the Additional Childcare Subsidy for when the Childcare Subsidy isn’t sufficient?

The new Childcare Subsidy has completely changed how families receive their Childcare Payments by merging two payments into one and moving the focus of the Subsidy towards assisting both parents to return to work. The government has also introduced a… Continue Reading >

The Residency Test for Paid Parental Leave

People come and go all the time from Australia and that is why one of the tests for Paid Parental Leave relies on you being a resident of Australia. This rule is from the date of birth of your child… Continue Reading >

Paid Parental Leave – Myth v Fact

Just like one big game of broken telephone, the information that gets passed around about Paid Parental Leave (PPL) changes depending on who you speak to. Since there is so much to know it is understandable. I’ve made a list… Continue Reading >

What to remember for the end of the financial year.

Paid Parental Leave A common question that is asked is whether Paid Parental Leave is Taxable? Paid Parental leave and Dad & Partner Pay are both taxable income. This means that they need to be reported in your Income Tax… Continue Reading >

What you need to do before the changes to Child Care Begin

2 July 2018 is the due date as far as the new Child Care system is concerned. If you are already receiving some form of Child Care Benefit or Child Care Rebate, you won’t automatically transfer over to the new… Continue Reading >

How to Meet the Work Test for Paid Parental Leave

There are several tests that you need to pass before you can receive your Paid Parental Leave. The Income Test and Residency Test are easy to determine. The one with slightly more work involved is meeting the Work Test. This… Continue Reading >

The changes to Child Care Payments are coming!

  The Child Care Payments system is changing on 2 July 2018 and I have to say it’s been a long time coming. The last time any change was made was in 2008! Currently in 2017-18 we have the Childcare… Continue Reading >

Kiddipedia welcomes Your Family Budget!

Having a child can be expensive. While child-raising costs have gone up by 50% since 2007, our household incomes have only risen by about 25%. If a child is born in 2018, and was to be schooled in the public system,… Continue Reading >


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